Hobby or Business? The Rule That Decides Whether You Can Deduct Anything
Quick Answer The IRS draws a hard line between a hobby and a business, and in 2026, that line costs real money. If your side activity is a business, you can deduct your expenses against your income. If it’s a hobby, you report every dollar you earn and deduct nothing. There is no middle ground. […]
Rank and Rent Is Sold as Passive Income. Nobody Mentions the Phone Calls.
Here is the verdict up front. Rank and rent is a real business model, not a scam, and some people do make money at it. But it is not passive, and the website is not the hard part. The hard part is calling local contractors you have never met and persuading them to pay you […]
Making Money Online After 60: What Actually Works, What Doesn’t, and How Long It Takes
I want to start by telling you what this article is not. It’s not a pitch. It’s not a “follow these three easy steps to financial freedom” story. It’s not an ad dressed up as advice. What it is: an honest account of what’s actually working for people our age who are building income online […]